Healthcare staffing is experiencing a pandemic of its own. Hospitals and long-term care are understaffed, and people continue to resign as they look for new career options. With uncertainty in healthcare, the patient experience suffers…
Read MoreDo you ever find yourself asking these important life questions: What if my spouse or I die prematurely? What if one of us becomes disabled during our working years and is unable to work again? What if one of us needs long-term care in retirement?
Read MoreI suspect nearly all of you have friends or relatives living in nursing homes or other long-term care facilities.
We all know that society tends to hold negative perceptions about nursing homes. They’re sometimes seen as places we should avoid and mistrust. Sadly, in some instances, they deserve this reputation. Read More
Research states that approximately 12-million Americans will need long-term care by the year 2020. In addition, 68% percent of individuals over the age of 65 will eventually develop some form of cognitive impairment or need assistance completing at least two activities of daily living such as dressing, showering and eating. Read More
The best advice that I ever received on retirement and long-term care is, “the best time to plan is long before you need it.” Another good piece of advice is, “plan while you still have the energy, physical and mental health, and resources.” This is why 2016 is my year for planning. What are the consequences of not making a long-term care plan?
Read MoreIt’s important to build a long-term care and retirement plan early on, especially if you are single and don’t have children. The deeper I go into my sixties, the more I have become aware of the need to thoroughly prepare. Read More
Many of you might have purchased life insurance at some point because someone depended on you financially and you are a responsible person. But what if you were sold a permanent policy that you don’t need anymore, if you ever needed it…
Read More“Find someone to travel through life with after I’m gone.” That was my husband’s advice before he died 17 years ago. “You have so much love to give. Don’t stay alone forever.” Then he added a most important recommendation…
Read MoreDivorces initiated later in life have surged in recent years, marking a stark shift in marital dynamics. Younger couples find it relatively easier to part ways due to their upbringing in a society where dual-career households are the norm…
Read MoreMy aunt is like my third parent. She taught in schools around the world and spent every summer living with us. Always single and with no children of her own, she has been, in my mind, a part of our immediate – not extended – family. I love and adore her…
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