When articles or discussions center around the question, “do you know your number,” they are usually referring to your retirement nest egg value. Specifically, how much do you need to have stashed away before you can retire and not have to worry about…

Who did you learn from about money and personal finance in your life? Parents or grandparents? School? Or no one, aka the School of Hard Knocks? April is National Financial Literacy Awareness month in the United States, so it’s the perfect time…

Good news! We are getting close to half of our states here in the US that will begin to require a personal finance course in order to graduate from high school. Yeah! At the same time, I’m also wondering why we haven’t done this long ago?

Now that we are older and wiser, a “Next!” attitude might be just the approach we need to make the most of whatever we still want life to look like. Ask yourself, “I conquered that (no matter how big or small), now what do I want next?”

You have likely heard of IQ (Intelligence Quotient, a test measuring intelligence relative to others) or EQ (Emotional Quotient, a measurement of the ability to identify and manage your emotions and the emotions of others). But have you heard of PQ?

One of the most fascinating analogies I read in the past few years that truly helped me to understand the importance of something is that sleep is like a dishwasher cycle in our brain. If we interrupt it or cut it short or stop and start it…

What are the odds of getting hit by a bus? 1 in 495,000. Not happening to me, right? But what are the odds that you’re going to die someday? Exactly. I always say this topic is about WHEN not IF something happens and you are no longer…

When I first started public speaking, part of my training was the constant reminder that you only have 30 seconds to make a positive impression and grab the audience’s attention. That training was about 30 years ago, and the timeframe…

Chemistry class is where I first heard the term “litmus test” used where it is literally a test (usually a paper strip) that determines if a solution is acidic. In politics, a litmus test is a question asked of candidates to determine if their nomination proceeded…

I have evolved over the years in my thinking around gift-giving to children as well as grandchildren. Perhaps you have, too? It’s a blessing that in many situations our grandchildren don’t “need” anything that their parents can’t already provide for them…