As I mentioned in the first blog of this series, moving to a new home later in life could be motivated by several things: health status, retirement, an empty nest, living costs, lifestyle choices. Among these, a health condition might force you…

We all come to a stage in life when we ponder the possibility of moving to a new home. However, before committing to such a big step, consider what is driving this idea. How many of us, during our working years, have dreamed of living…

Although Medicare debuted in 1965, prescription drugs were not covered until 2003 when Medicare Part D was rolled out. Here are a few things to know before you decide if you need a Part D plan, and if so, how to choose a plan…

For some of us age 65 or older, Original Medicare (Part A and Part B ) plus supplemental Medigap insurance provides all the healthcare coverage we need. However, others may want more benefits found in Medicare Advantage plans which technically…

As I mentioned in my earlier Sixty and Me blogs, Original Medicare (Part A and Part B ) covers most costs for hospital and doctor fees. However, there are some “gaps.” Most importantly, under Original Medicare, there are no limits on out-of-pocket expenses…

Medicare Part B, along with Medicare Part A, make up what is called Original Medicare. As I noted in my previous Sixty and Me blog, Medicare Part A covers inpatient care in a hospital and skilled nursing facility, hospice care and home healthcare…

As noted in my previous Sixty and Me blog, Original Medicare consists of Part A and Part B. This blog focuses on Part A which applies to inpatient hospital stays plus some other services. Part A (Hospital Insurance) covers…

In the U.S., reaching 65 is synonymous with becoming Medicare-eligible. Medicare is a national health insurance program started in 1965. It was created and administered by the U.S. government and is funded mainly by payroll taxes…

Falls are a real risk for those of us over 60. Recently, Ivana Trump died from a fall at home. According to a 2018 Centers for Disease Control report, 35.6 million falls occurred among those 65 and older. These resulted in injuries for 8.4 million of the cases…

Many people think about dedicated long-term care insurance as the only way insurance can pay for long-term care. However, life insurance and annuities provide alternatives also…