You probably know that Jobs dropped out of college. He reasoned that he didn’t know what he wanted to do with his life, he didn’t see how college would play a role, and he didn’t want to spend his parents’ money foolishly. He trusted that it would all work out…

Every day, I receive an email from a site called WordDaily. I love to challenge myself to guess the meaning of the word. Recently, eigengrau was the Word of the Day. I recognized its German origin and the “gray” part but not the entire meaning of the word…

If you read financial information on social media or subscribe to publications, you very likely have seen references to direct indexing. What is it and is it something you might consider? First, a quick review of indexing as the term is used in investing…

Last year my oldest son gave me a gift for my birthday that turned out to be not only a gift to me, but a special gift for him, his brother, for their children, and hopefully for their grandchildren. Every week over the course of a year I was sent a question about myself…

As a retired financial planner, I admit that my favorite clients were those whose goals included generous charitable giving. One couple comes to mind. Not only did they make generous donations to their alma mater and favorite non-profits…

This is the time of year we focus on those we love. Children share valentines in school, heart-shaped boxes full of candy disappear from the shelves, florists run out of red roses, and jewelry stores appeal to lovers of any age. There is a special focus…

Are you one of 63% of workers who cannot cover a $500 emergency expense? Effective January 1, 2024, help may come from your employer in the form of a PLESA which was created by the SECURE 2.0 Act of 2022. PLESA stands for pension-linked…

We are well on our way, and I am already feeling the days slipping by too fast. How about you? Did you set any New Year resolutions? How are you doing? Already blown that diet? Rain or snow forced you to rethink the daily workout you promised…

I bet you have heard of Black Friday and Cyber Monday, but are you familiar with Giving Tuesday? Created in 2012, Giving Tuesday is a global day of giving that takes place on the Tuesday following Thanksgiving Day in the United States. It encourages people…

Fall is here, and I admit that I have mixed feelings about its arrival. Many people say fall is their favorite season and why not? The days cool down, the trees change colors, the air feels crisp and sometimes carries the aroma of burning leaves…