Search Results for: social security

Social Security Benefits and Divorce

Did you know that if you were married for at least 10 years, you may be able to claim Social Security benefits based on your ex-husband’s work record? This is particularly important for women who were stay-at-home moms who had a shorter work history…

The Painful Truth About Working While On Social Security

Can you work and collect Social Security? The simple answer is yes. The more complicated answer is that you may not want to. There are two reasons to wait to apply for benefits if you plan to continue to work – penalties and taxes…

Working and Collecting Social Security: 3 Important Things You Need to Know

As people age, happiness is often based on connections with family and friends. Some of us may not have those ready-made ties and perhaps need to look elsewhere to stay active and engaged. Having a job may be the answer. But I often hear seniors say…

Surprise! Divorced Spouses Can Get Social Security Benefits

Many women believe that they are not entitled to Social Security if they are divorced. The truth is you can get Social Security on your ex-spouse’s record, under certain circumstances, even if you have been divorced for many years…

3 Social Security Myths Almost Everybody Believes

With their many twists and turns, the thought of trying to figure out Social Security policies can make your head spin. Myths abound about Social Security. Unfortunately, many people believe them. Sadly, these myths can cost you big time…

Social Security Cut Because You Have a Pension? You’re Not Alone!

Have you applied for Social Security benefits only to find that you will get less than you expected? Many government workers are shocked to learn they will get a lower payment when they retire…

Housing For Seniors on Social Security

You’ve steered into retirement lane, in which you’re either approaching the finish line or you’ve already crossed it. The comments from everyone sound all too familiar – “How lucky of you to be done working”, “Oh the vacations you must be planning to take outside the country”, or “I’m so envious of all that free […]

Useful Resources for Seniors Living on Social Security

Do you depend on Social Security for your living expenses? Like countless other Americans, you may not have had access to pension plans or retirement planning and now depend on social security to get by month-to-month.

Social Security is a Dead Man Walking: You Need a Plan B!

Social Security is dead. It just hasn’t stopped twitching. This is the only conclusion that I can come to after reviewing all of the available data and considering the political and social environment that we are likely to face over the next 20-30 years.

In fact, the more I think about Social Security, the more I believe that everyone, from recent retirees to Millennials need to assume that this safety net will disappear, in whole, or in part, within the next few decades. Read More

3 Mistakes that Can Impact Your Social Security Benefits (#2 is Really Painful!)

Do you feel as if Social Security is one of the last things you need to think about? Are you nearing retirement and you’re wondering just when you should apply for those benefits? The majority of Social Security strategy is all about timing. This is especially true for divorcees…